Analysis of the Impact of Underwriting Rates on Return on Assets in Insurance Companies Operating in Syria

Authors

  • majid alhoussami tishreen university
  • Yomn Ahmad Mansour Tishreen University
  • Ahmad Adeeb Ahmad Tishreen University

Abstract

The aim of the research was to measure the impact of underwriting rates on the return on assets (ROA) in insurance companies operating in Syria using panel data models. The study covered the period from 2010 to 2021, relying on data issued by the Insurance Supervisory Authority and the Damascus Securities Exchange, including financial data, balance sheets, and income statements of companies present in Syria.

The main findings of the research indicate a weak correlation between the variables, suggesting that the study variables are independent of each other. Additionally, there is a positive relationship between the return on assets and the growth rate of underwriting premiums, and a negative relationship between the return on assets and the market share rate. However, the retention rate did not show any statistical significance in the return on assets. The fixed effects model was found to be the most appropriate among the proposed panel data models, with both the market share rate and the growth rate of underwriting premiums being key components of the fixed effects model.

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Published

2024-11-10

How to Cite

1.
الحسامي م, يمن أحمد منصور, أحمد أديب أحمد. Analysis of the Impact of Underwriting Rates on Return on Assets in Insurance Companies Operating in Syria. Tuj-econ [Internet]. 2024Nov.10 [cited 2025Apr.13];46(4):647-63. Available from: https://journal.tishreen.edu.sy/index.php/econlaw/article/view/17902

Issue

Vol. 46 No. 4 (2024): Tishreen University Journal of Research and Scientific Studies - Economic and Legal Sciences

Section

Master student researches

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