علي عفراء, خليل فادي, and مسلم يزن. “Credit Efficiency According To The Altman Z-Score Model And Its Impact On Earning Management Practices”. Latakia University Journal - Economic and Legal Sciences Series 42, no. 6 (January 26, 2021). Accessed April 7, 2025. https://journal.tishreen.edu.sy/index.php/econlaw/article/view/10291.